However, while blockchain applications are accelerating in many scenarios, some related financial chaos have also appeared. Industry insiders have called for the further development of block chain applications in the financial sector. At the end of February this year, the "Technical Specification for the Security of Financial Distributed Ledgers," known as "the first blockchain standard in the domestic financial industry," was officially released, causing widespread concern.
The standard was officially issued by the People's Bank of China, and was proposed and drafted by the Digital Currency Research Institute of the People's Bank of China. The drafting institutions also include a number of commercial banks, blockchain research institutions, and fintech companies.
Cao Peng, vice president of Jingdong Mathematics who participated in the drafting of the "Specifications", said in an interview with the "Economic Reference" reporter that the standardization of domestic blockchains began in 2016, such as the "China Blockchain Technology and Application Development White Paper (2016 ) "Puts forward the framework of China's blockchain standard system; in 2017, China Electronics Standardization Institute released the" Blockchain Reference Architecture ".
"Compared to the previous, the" Specifications "released in 2020 are mainly aimed at the financial industry, and put forward higher requirements on user management, regulatory support, privacy protection, and other aspects of distributed ledgers." Associate Researcher, Institute of International Currency Studies, Renmin University of China Cao Shengxi told reporters: "After the launch of the" Specifications ", the financial blockchain has a reference benchmark in all aspects of architecture design, module functions, and software interfaces, and this benchmark is at the forefront of the world."
Cao Peng said that the blockchain field has developed rapidly in recent years, but good and bad. The central bank has for the first time combined distributed accounting technology with the financial field to formulate comprehensive specifications, which will become the "foundation for creating reliable blockchain technology and applications." "Drawings", prompting the blockchain industry to bid farewell to brutal growth and achieve more consensus and collaboration foundations. He expects that, led by industry standards, blockchain will play a better role in financial insurance, corporate finance and other aspects.
"Before the release of the" Specifications ", domestic financial blockchain applications were growing savagely. Some applications claimed to be based on blockchains, but they were not. In fact, some applications were based on blockchains, but they were not safe in terms of security performance. After the release of the "Specifications", it is possible to either exclude the former type of "fake" blockchain projects, or standardize projects that use blockchain technology but have security vulnerabilities. "Cao Shengxi said.
Jingtong Technology CEO and MOAC Blockchain co-founder Zhou Sha said that the "Specifications" developed by the central bank this time has strong business guidance for financial institutions and fintech companies. In the future, regulators may also consider Standards to launch corresponding product catalogs and lists to further guide the benign and standardized development of the industry.
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